Phone: 727.466.1705
eMail: Click Here


We are an independent insurance agency,

located in Clearwater, Florida. As a full-service agency, we offer a variety of insurance products and markets to meet both the individual and business insurance needs of our clients throughout the Tampa Bay area.


Being independent means more choices for you

With over 20 years experience in the insurance industry, we are committed to serving you better by offering insurance coverage to fit your needs, and by finding affordable, competitive premiums through the many companies available based on your individual or business situation.

Our relationships with local affiliates and area insurance brokers enables us to access many national and regional insurance carriers for auto and business insurance, as well as Florida-based companies for homeowner's, condo and renter's insurance coverage.


Your Team

Melissa Freeman...

Melissa Freeman - Go Noles!Melissa has over 20 years experience in the insurance industry and had worked with State Farm, Nationwide and Farmers Insurance before entering the Independent Agency system in 1999. Melissa was also with Insurance Resources in St. Petersburg for 10 years in the capacity of producer, agency development and sales manager before opening FBIS in Clearwater.

Melissa has earned the Accredited Adviser in Insurance (AAI) and Associate in Insurance Services (AIS) designations from the Insurance Institute of America, and is licensed for both Property and Casualty Insurance and Life Insurance.


Robert Baker...

Robbie Baker - Go Gators!Robert is licensed with the Department of Financial Services and is a Two-Twenty (0220) General Lines Agent. While new to the industry, he comes from a family of insurance and financial professionals (and Florida Gators), so insurance is in his blood!

Robert has worked in the IT and Web Development field for many years and brings a wealth of knowledge to the agency that will enable FBIS to streamline operations and enhance client communications. FBIS strives to utilize the latest technology available, balanced with old-fashioned, personalized service in order to create and maintain a long-lasting business relationship with each and every client.